Best Earning Real Money App

If you have read our article; 16 Best Smartphone Apps That Pay You money 2018/2019, you probably would have found fun and entertaining ways to earn money using your mobile phone.

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Here, you will find a complete list of money-making apps that either I have personally tried and tested or people that I know have used it to earn real money. I’ve included not only the highest paying apps but also mobile apps that pay you instantly on the same day. All you need is to be patient and motivated to earn as much money as you can. App Features:-. Ways for making money Online & offline. Work on all mobile devices. Browse all the tips with easy way. Share any Ideas through facebook, whatsApp, email Trust us, this is the real one. The best guide to make money and you can start today. The Best iOS Apps to Make Money. Moneymaking iOS apps run the entire gambit from playing games, micro-tasks, to earning passive income. If you’re ready to make some extra cash–and I’m sure you are!–you should consider installing these apps first! They are all free to download and can begin putting your time and effort to work immediately. Feb 03, 2021 One of the best money-making apps out there, Swagbucks offers a $10 bonus for new users. Swagbucks allows users to earn money by searching the web, watching videos, taking paid surveys, playing games, or shopping online.

Earn Money apps are now more popular than get paid to sites as you can earn money while on the go and not limited to using a desktop device. The best money making apps allow you to make some extra cash for beer money.

This post shows you the 17 best smartphone apps that pay you money 2020 and includes both the top Android and iOS apps. The countdown is based on app reliability, the ease of use and the money making potential.

17 Best Smartphone Apps That Pay You Money 2020

17) Cash For Apps

Cash For Apps is a good stable app that pays you to install apps. When you install apps advertised on Cash For Apps offerwalls you can then delete them once you are credited points.

300 points on this app are worth $1 and points can be exchanged for gift cards for stores including Amazon, CVS, eBay, Target, Starbucks, Google Play and many more.

You can earn bonus points by referring friends, however as it is only limited to app downloads, the earnings potential will not be as good as other apps in our list.

The app is available from the iOS app store and Google Play store. If you have one account on either and have a device from both, they will be synched.

16) Ebates

The Ebates app is a good earning app for anyone loves to shop online. Ebates is one of the best cashback.

Ebates will give you $5 to sign up so that is a great reason for you to download this app on to your smartphone.

You can get paid for shopping at any of the 750+ approved shops including Microsoft, Sephora and Etsy.

You can also earn money by referring your friends to use this free earn money app.

15) cashKarma Rewards & Gift Cards

cashKarma is a popular app that will pay you for downloading apps, signing up for free trials and watching videos. For paid video views you get 1 point per video view and you can watch 50 per day.

You can redeem points for PayPal cash, Amazon gift cards of $5 and $10 amounts.

With cashKarma, you get rewarded to check in to the app daily and there are other bonuses when you achieve milestones.

There is a referral system to help you earn more points by having your friends sign up.

14) App Bounty

App Bounty has over 5,000,000 installs and over 100,000 5 star ratings on the Play Store. The way the app works is mainly by downloading and installing other apps. There are also offerwall offers for you to earn credits which you can exchange for gift vouchers.

The app is international in its reach so if you are from outside of the US, you can also benefit from downloading the app.

Overall the app is good and the payments are reliable. On the downside it can seem like forever to build your credits up.

You can swap credits for gift cards from iTunes, Amazon, Steam and more. This is one of the best apps that pay you money.

13) Make Money And Free Gift Cards

The Make Money And Free Gift Cards app makes our list for the first time! Over 30,000 reviews and most of them positive.

Over the past year a lot of apps have been removed from the Google Play Store for being scams and the fact that advertisers are no longer paying good money. As a result the quality of the apps are now better and actually pay you.

Make Money And Free Gift Cards say that you could reach your first cashout within 2 days!

12) Tapporo

Tapporo remains one of the elite rewards and money making apps. Consistently in our top 5 list, Tapporo is one of the oldest and reliable apps that you can find on the Google Play Store. This app was even listed in our 2015 list of best money making apps.

Based on the web version, Tapporo.com, they offer some of the best referral rates of $0.60 per sign up. If you have 100 friends, there is $60 free cash for you!

The high referral reward rate is one of the reasons we love this app. It can be a little difficult to earn money other than that however, it is easily one of the best apps that you can download that will earn you cash.

Rewards include PayPal cash, Amazon vouchers, mobile accessories and more!

11) Storm Play – Earn Free Bitcoin, Ethereum & Storm (Was Bitmaker)

Do you want free Bitcoin or Ethereum? Bitmaker Free Bitcoin, now renamed Storm Play can help you get free cryptocurrency. The app was built initially by cakecodes but has since been sold. This app pays you blocks which can then be exchanged for Bitcoin (This was satoshi before an update in March 2017). You must do a number of different tasks like answer surveys, install games and more to earn blocks.

The payout is low so you get paid on Fridays when you reach the threshold (this keeps changing depending on cryptocurrency trading prices. Remember to receive Bitcoin, you must have a Bitcoin wallet and a separate wallet if you want to receive Ethereum. You can find Bitcoin wallets online and easily sign up to them.

Recent updates have made this app worse. We had at number 2 on the best apps that pay you, but no longer!

10) Survey Mini

Survey Mini features in our run down for a second year. It is a survey app, however it is best if you are living in the United States. The app is available to both iOS and Android users.

How you get paid is by visiting local places where you have been to and you will receive surveys based on your experiences at those locations.

If you love going to restaurants, shops or visiting local attractions then you could benefit from using this app

You can receive rewards from Survey Mini for free food, discounts and points for gift cards for the stores that you visit.

9) Ibotta

Ibotta is one of the oldest apps on the Google Play and Apple App Stores.

The way that Ibotta works is that you get cashback based on purchases that you have previously made. Overall it is a reliable app and is used by millions to earn cashback on purchases that they make online.

US users can enjoy taking advantage of free coupons for top online stores.

8) Make Money Earn Free Cash

We said in 2016 & 2017 that Make Money Earn Free Cash had a lot of potential and it still has. Now with over 1 Million installs it is one of the most popular get paid to apps on the market. Last year the app was rated on the Play Store at 4.6 and in 2020, it remains the same.

There are numerous ways to earn however it can be slow and tedious. The rewards are earned by watching videos, filling in surveys and taking advantage of free trials.

PayPal is the only option to cash out your rewards, which for most is a good thing.

7) App Karma

App Karma makes it debut on our top paying apps list. With App Karma you can earn daily rewards easy by using your smartphone. With over 1 million installs, it is easily the most popular app that you can download for free from the Google Play Store. There is also an iOS version of the app also available for you to download for free.

Gift cards are available worldwide and not just for the US making this app appeal to a global audience. When you redeem your rewards, App Karma give you 5% of the points back to you!

Rewards include Amazon gift cards, PayPal cash, Starbucks vouchers and Google Play gift cards.

6) Earny

Earny is a free app that pays you when price drop on purchases with a price guarantee.

Earny works to claim money back on purchases made on:

• Online shopping
• Travel bookings
• Credit card purchases

Instead of having to make claims on previous purchases, Earny scans best prices based on receipts that you have scanned.

5) CashPirate

Cashpirate is one of our favourite apps. It has been consistently in the top 5 in past years, however, the app and its payouts remain reliable. At the start of 2016 we were earning $15-50 per month and this still remains the case. We have never had any problems with payments ever! We are not affiliated with this app and just telling the truth!

With this app, you can earn PayPal cash, Bitcoins and Amazon Vouchers. The minimum payout is $2.50 PayPal cash.

Points are earned in this app by downloading new apps and completing offers.

You earn by watching videos but the number of videos available for you to watch is now limited. The referral program is probably the best of all apps as you get 10% of your referrals earnings and 5% of the referrals referrals earnings.

The interface of this app is extremely dated when compared to others.

The reason it is remains on our top 10 list is the fact that Cash Pirate does pay on time when you request. We have never had any bother regarding payments from CashPirate.

Click here to download and use referral code OANTJM

4) GiftPanda – Cashback Shopping

GiftPanda is an earning app where you get paid to:

• Play games
• Download apps
• Get paid to Shop online
• Refer friends

The app is moving towards becoming a cashback app for those who shop online often.

GiftPanda is an app created by the team at Aye-T Studios who have also created CashPirate.

3) Swagbucks

Swagbucks is one of the best apps that you can install to make money. This is one of the best apps that actually pays you. You can sign up to their website and earn money by going surveys, playing games, shopping online and more.

The rewards range from gift cards and much more. If you want to get paid by Paypal, this is also an option available to you.

2) American Consumer Opinion

American Consumer Opinion, also known as ACOP, is the best iOS app that pays you, however, it is only available on Apple devices unfortunately.

Should the developers extend to Android, which it is likely that it will eventually, it will certainly be a contender to be the best paying app of all.

ACOP are a leading survey panel and are known as one of the best paying survey sites for people in the US, UK and Canada.

The app has a decent interface and is straight forward to use. You will get alerts when you get an invitation to participate in a survey.

American Consumer Opinion are quick to pay when you get to the payout threshold. You can choose a variety of rewards upon payout, however PayPal is the best choice as it is cash in your pocket.

We did a review of the survey panel, see this post for details of ACOP that pays you cash.

1) PanelPlace

PanelPlace was the number 1 app in our countdown last year and remains the best paying this year. The app is 100% survey based and you get surveys from the popular survey sites including Toluna.

The survey app has a pleasant interface and is really simple to use. With this app you will never miss a survey as you get notifications of new panels.

Surveys are generally simple to answer and offer the highest payouts in the survey panel market.

To get started it is best to sign up via the website and sign in on your smartphone once you have registered.

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That is the run down of the 17 Best Money Making Apps 2020. We recommend that you download most of the apps in the list above to maximize your chances of earning cash with payouts on a weekly and monthly basis.

You Should Also Read:

• 5 Best Get Paid To Sites 2020Get paid to sites or GPT websites are fun ways to make money from the internet. GPT websites offer easy ways for anyone to make money in their spare time through doing fun activities such […]Posted in Making Money Online
• Paribus ReviewIn this post we are going to discuss whether Paribus is a scam and should use it. If you have been looking for ways to make money online or looking for apps to pay you, it is likely that […]Posted in Reviews
• 25 Genuine Ways Stay at Home Moms Can Make Extra MoneyAre you a mom that wants to work from home? Whether you are looking for a full-time job or you want to earn some extra cash, there are plenty of ways that you can earn money working from […]Posted in Making Money

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Money making apps are a great way to earn some extra income in your spare time. They provide a quick way to get cash on the go without much extra effort. But you want to know the best way to earn money from these apps? Referring your friends.

Some apps give a specific percentage per referral, and some give a specific cash bonus – as much as $10 per friend referred.

Not only that, but once your friend signs-up using your referral link or code, all of the work is left up to them, meaning you don’t have to do a thing to earn some extra cash.

Here are our top 10 choices for money making apps with the best referral programs (and thanks for using our referral links!). See one that’s not on the list and should be? Let us know in the comments below.

Table of Contents

Best Earning Real Money App Download

• 1. Ibotta
• 2. Swagbucks
• 3. Ebates
• 4. Checkout 51
• 5. Boom Gift
• 6. Amazon Shopping App
• 7. AppMan
• 8. CashPirate
• 9. FreeAppsFast
• 10. Slidejoy

1. Ibotta

If you’ve been following the FFL blog for a while now, you’ve probably heard of Ibotta. Not only is it one of the easiest ways to earn cash back on groceries, but it has one of the best referral bonuses I’ve seen.

Ibotta is available for both Android and iPhone devices and pays you to scan your grocery receipt. If you buy a specific product that matches one of the groceries that Ibotta sponsors, you can get cash back for your grocery purchase.

Earn anywhere from $.20 cents to $10 per item. On average I’d say you can get about $.50 cents per product.

New product offers are presented each week, and I make an extra $10 – $20 per month with a limited amount of effort.

The Referral Bonus

The best part about Ibotta is their referral bonus at $10 per referral – Incredible?!?! When your friend uses your referral link to sign-up and scans their first receipt, you get $10, and your friend also gets $10. It’s a win-win situation.

A great way to spread the word is on Facebook, and since the app is so great anyways it’s usually not difficult to convince them to join under me.

You won’t find an app that gives such a high referral bonus for such a simple task. It’s no wonder we feature this app in our sidebar. There’s no cap to the amount of referrals earned.

2. Swagbucks

If you haven’t heard about Swagbucks from FFL, you’ve probably heard of it across a thousand other blogs on the web. This is one of the best money-making programs out there and it’s not going away any time soon.

Swagbucks makes it incredibly easy for you to earn some quick cash online. You can watch videos, take surveys, participate in daily polls, shop online and much more to earn extra cash.

Each time you complete a task, you’re given points called Swagbucks that can be exchanged for cash prizes such as gift cards or PayPal withdrawals.

Making money with Swagbucks is so easy that we even put together a passive guide to earning $70 watching Swagbucks videos from your phone.

The reason for this is because you don’t need to click anything to go to the next video since they start automatically.

The Referral Bonus

While the referral bonus for Swagbucks isn’t as high as any of the other apps we’ve previously mentioned, it’s still quite good. You earn 10% of whatever your friends earn, and it doesn’t matter how they earn their Swagbucks.

What I personally do is show my friends how easy it is to let your phone autoplay and earn points from Swagbucks videos. They earn points quickly, and I get 10% of that amount. It’s a win-win situation.

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I’m not sure why, but I tend to have a tough time getting people to stay with it. It’s most likely because most people think they have to participate in surveys and other tasks to earn cash. I personally only do videos since I see every other task as time consuming.

Friends don’t need a referral code but rather use a link to sing-up under you. Usually I can at least get an extra $.50 cents per friend I refer. It’s a goldmine when they decide to stick with it.

3. Ebates

Some people consider Ebates to be more of a website than a shopping app, but we couldn’t not put it on this list. If it were a more popular phone app we’d probably rank it at #1 due to their incredible referral program.

Ebates is an online shopping portal that gives you money for using their referral links to different retailers that they’re partnered with. For example, Ebates has a relationship with Walmart, so let’s say you want to go shopping there.

Click on the Walmart link on the Ebates page to be redirected to the Walmart website. Buy something and Ebates earns a small commission. Instead of keeping this money to themselves, they give it all back to you in the form of “cash back.” If this sounds a bit confusing (because it is), you can read our full shopping portal guide.

Ebates doesn’t have the best cash back rates around compared to other shopping portals, but depending on the retailer they can have some good rates. Furthermore, they often hold promotions in which they double cash back for certain stores. You also get a free $10 gift card just for registering as a new user.

The Referral Bonus

As mentioned above, Ebates has one of the best referral programs out there. Their program works around a tier-based system, meaning the more you refer, the more you earn. Here’s what you can earn:

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• Refer 1 friend and get $10
• Refer 2 friends and get $40

Keep in mind that if you refer 1 friend, the second friend has to be referred within a 3-month period for you to bump up to a total of $50 in referral bonuses from both. If you refer a 3rd friend it goes back down to $10, the fourth to $40, etc.

Not only that, but for each friend you refer you’ll also be entered in their vacation giveaway. Right now they’re giving away an all-expense paid vacation to Disneyland for two. While it’s highly unlikely you’ll win, it’s still a nice touch.

In order to receive your referral bonus, your friend will have to receive cash back from at least one store. Ebates now has the option to earn cash back in-store as well, one of the only shopping portals that currently provides this option.

4. Checkout 51

It wasn’t until recently that Checkout 51 became a top contender for one of the best money making app referral programs. Until as of a couple of weeks ago, they didn’t even have a referral program. You could use the app all you want, but there wasn’t any incentive to really spread the word.

Like Ibotta, Checkout 51 also pays you to scan your grocery receipts to your phone. The key difference between the two is that while it matters where you shop with Ibotta, you can shop at any store and still get cash back with Checkout 51. Buying bananas at Trader Joe’s, Walmart, or a grocery store no one has ever heard of? Scan the receipt and you’ll still get an extra $.25 cents.

However, Ibotta wins in the sense that they do tend to have a lot more offers. Furthermore, it’s only a slight disadvantage that you have to shop at specific stores when using their since they’re now partnered with a wide variety of different retailers. If most people have heard of it, you should be able to scan your receipt.

The Referral Bonus

Now when a friend uses your referral link to sign-up for Checkout 51, you both earn a referral bonus of $5 after your friend gets validated for scanning their first receipt. This requires almost no effort, and again, since the app is so great it shouldn’t be a problem convincing your friend.

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It usually takes 24 hours before your accounts get credited, and there’s no cap on the amount of referrals earned.

There is one minor setback, however. Since this is such a new referral program, Checkout 51 is still in the testing phase.

They had originally planned to stop the program on June 15th, but since it’s been doing so well they’ve extended it until the end of June. Be sure to check back here for updates, as we’ll definitely cover it if they decide to extend the bonus even further (let’s hope they do!).

5. Boom Gift

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Not many people have heard of the Boom Gift App (code 6702298 for bonus on sign-up) which is quite unfortunate. It has a high potential for earning from your smartphone, and comes with one of the highest referral bonuses around.

Boom Gift is a mobile app available for both iOS and Android devices that pays you for download apps and trying them out. Usually the only thing that’s required is to download the app and open it.

However, we recommend opening it for a minimum of 30 seconds to ensure that your account gets credited.

Most apps pay anywhere from $.50 cents to $1 per download, and their selection is updated quite frequently. Using this app alone without any referral bonus could net you around an extra $15 – $20 per month. Not bad for simply making a few installations.

All apps can be deleted from your phone once you’ve received your cash. If you don’t receive credit, try reinstalling the app and opening it once again. There are also a few other ways to earn cash such as surveys, daily check-ins and more.

The Referral Bonus

And here comes the best part: the referral bonus. You don’t receive a one-time bonus each time you refer a friend, but rather a percentage of what they earn. You earn 30% of all of your friends earnings when they sign-up using your referral link.

We jus mentioned above that you can make around $15 – $20 a month downloading apps alone from Boom Gift. Just think if you had 10 friends – all of them together would make a minimum of $150 per month. You would get 30% of that, or $45 per month basically doing nothing. All you would have to do is cash out and rake in some easy cash.

The only tough part is convincing your friends to keep using the app. What most people don’t realize is that offers are updated quite frequently. Once they see a shortage they tend to go away and not come back for quite a long time and lose interest. Another downside is that in order to get referral credits, they can’t use a referral link. Instead, they must use a bonus code when they register. Support FFL by using the code 6702298 and also get a sign-up bonus. Thank you!

6. Amazon Shopping App

There’s probably not much explaining that I need to do for what the Amazon App does. It provides a way for you to shop for Amazon products directly from your smartphone, plain and simple. The one difference? You use an app instead of a webpage, and this is where you can rake in some extra cash.

The Referral Bonus

The reason most people don’t know about this program is that a lot of Amazon shoppers prefer to go directly to the Amazon website directly using their PC or mobile phone using a web browser. Yet if you’ve never used the Amazon App before, you get a bonus of $5 in Amazon credit just for installing it the first time.

If someone uses your referral link to install the app, they still receive their $5, but you also get a $5 referral bonus. In order to use this credit, make a purchase on Amazon and it will automatically be applied during checkout. You can use your credit on both their webpage and their mobile app.

Keep in mind that you won’t receive the referral bonus until your friend makes their first purchase using the app, which I have found quite difficult to convince them to do for one reason or another, even though they know they’re guaranteed to earn a free $5 in credit (my sales pitch must not be the best).

Almost everyone loves shopping on Amazon, so a great way to spread the word is to use Facebook or Twitter since it won’t look as much like spam. Tell your friends that they get a free $5 as a new app user.

7. AppMan

AppMan is another app like Boom Gift. You get paid to download apps and try them out. Most of the time the only thing you have to do is install the app. However, sometimes you may have to complete certain tasks on the app, such as getting to a certain level in a game, or signing-up for their email, etc. For this reason, we suggest reading the instructions carefully. before installation.

The offers on here are quite abundant. If it’s your first time installing the app, you can easily make a quick $5. Check back every 1 – 2 weeks and earn an average of $10 per month without any referrals.

One thing we do want to take note of is that if you’re using an iOS device, you must use the Safari browser. Otherwise you won’t be able to use their app.

Another word of caution is that AppMan is very strict about using proxies or a VPN. In fact, they banned my account just for having a poor internet connection. They thought I was using a VPN, but really I was just getting weak signal from using my data. You can email them explaining the situation if this happens. Yet to be on the safe side, try to use the app only when you have a good signal or strong wi-fi.

The Referral Bonus

We love the AppMan referral bonus. They give you a bonus when your friend signs-up, plus you earn a percentage of their earnings. The reason that this app doesn’t rank higher is because it’s not as popular as the other ones, nor are their offers as abundant.

For each friend you refer, you get $5 when they install their first app. Not only that, but in addition you also get 50% of all of their earnings. This means that if your friends only use the app once, you’re still going to get some cash for your efforts.

While the 50% bonus is nice, don’t expect to earn as much from other apps that pay you to download. This is simply because their offers aren’t as frequently updated as with other apps like Boom Gift.

8. CashPirate

CashPirate (code XZQBIU for bonus) is a mobile app that unfortunately is only available for Android devices. Like Boom Gift, you also get awarded for downloading apps and trying them out. Usually this requires you to install it on your phone and leaving it open for a minimum of 30 seconds.

If you no longer wish to have the app installed, you can remove it once you receive credit. When you first install the app you should easily be able to quickly earn the minimum cash out at 2,500 coins ($2.50 USD). Keep in mind that CashPirate has no tolerance for any proxies or VPNs.

There are also other ways to earn cash such as watching videos and completing free-trail offers, but none of them pay out as much as the downloading free apps option. Expect to make anywhere from $.30 to $1 per download.

The Referral Bonus

The referral bonus isn’t as high as the other apps that pay you to download, but it’s still quite good. Offers are quite abundant as well. This means that for each friend you do refer, they should be able to stick with the app for a long time before they stop using it.

You get 10% of your friends’ earnings, and they earn a $.50 cent bonus when they use your referral code on sign-up. Expect to make around $5 – $10 a month without referrals. This means that if you convince 10 friends to sign-up and use it frequently, you could earn an extra $10/month in passive income. Just make sure they’re using an Android device first.

9. FreeAppsFast

FreeAppsFast is yet another app that pays you to download apps to your phone. Like AppMan, you’ll be required to use the Safari browser on iOS devices. For Android devices you can use any browser.

Expect to earn anywhere from $.30 to $.60 cents per download. The payouts aren’t as high as other apps, but they’ve been around for a long time with a positive reputation.

One downside I’ve noticed is that it’s extremely difficult to cash out, whether it be at low or high values of gift cards. The reason being is for their incredibly large user base. Often times they run out of stock, and sometimes it takes a while for them to reload their inventory.

Either way, you can still earn a decent amount of cash. Since they’re one of the more popular apps, expect a decent amount of offers.

The Referral Bonus

FreeAppsFast is best known for their referral bonus of 50% of your friends’ earnings. While it may seem like a lot, it’s actually not as much you would receive with other apps.

The offers that they have are abundant, but if you break it down and look at how much you earn per app, you’re only getting around $.60 cents at a maximum. This amount isn’t bad, but it can make the 50% referral bonus a bit deceiving.

Either way, you can still make some good money, especially if you have some friends that frequently use the app.

10. Slidejoy

Last but not least comes Slidejoy, an app that pays you to unlock your screen. With the app installed, each time you unlock your smartphone an ad will appear. Swipe one way to view the ad in more detail, and swipe the other way to go directly to your home screen.

The reason Slidejoy is so great is because they pay quite well compared to other apps that pay you to unlock your screen. You won’t get paid every time, but you will earn some cash eventually. Keep in mind that unlock apps can also be stacked with one another. The more you have installed, the more money you will make.

For that matter we simply suggest unlocking your phone like you normally would. Doing so constantly will only be a waste of time and you won’t get paid the majority of the time since it’s based on a difficult algorithm.

We estimate that just by using the app alone you can earn an extra $10/month, just enough to pay off a small cell phone plan. This is great because you’re essentially getting paid to do something you would do anyway: unlock your phone.

This app has been featured on some of the more popular websites such as CNBC and the Wall Street Journal.

The Referral Bonus

The referral bonus with Slidejoy isn’t as high, but the retention rate with referrals is much higher. Since Slidejoy is so simple to use, your friends are more likely to stick with it.

When your friend uses your referral link to sign-up, you get 20% of all of their earnings. Keep in mind that you get paid no matter whether you view an ad or not. Just as long as the app is installed and you keep unlocking your screen, you’ll be sure to earn some extra cash.

Final Thoughts

If you use these apps without earning their respective referral bonuses, you still have a great opportunity to earn some extra cash. However, we cannot recommend this. Referral earnings are one of the easiest and most passive ways to earn income.

The more friends you invite, the more you’re going to earn. Spread the word, and if you want you can even post your referral link in the comments down below.

Do you have any experience with these apps or want to recommend one to be on this list? Let us know your thoughts. Thanks for reading and happy frugaling!